IKLAN

Tuesday, July 28, 2009

Manage our money wisely...

Well,entry kali ni agak berbunyi serius as it involves money management..As we know,of all things in this world,money comes first after family..It is a big lie I should say if someone tell me that he/she doesn' have any interest in making more profit or to have at lkeast a small amount of money to survive in this life full of challenges.Atau ade yang kata duit tak mendatangkan kebahagiaan...yup,its tru duit tk bawak kebahagiaan,but then just ponder ,saying that you don’t care about money is a lie, because we all have to care up to a point. Beyond our basic needs it becomes a balancing act to ensure that we continue to care for and manage our money wisely without going overboard in either spending or saving.As we do not know what might happen in the future,then.....saving money is so important for many reasons.In terms of emergencies, it is so important to be saving money. Like our Malays used to say,"sediakan payung sebelum hujan"While no one likes to think about the possibility that they will lose their job, become disabled,(Nauzubillah) or have some other sort of disastrous financial crisis, the fact of the matter is that it happens to people all of the time.
Therefore,as to me...i dah prepare several plans for emergencies..sekarang dah tahun akhir..so it takes me about 7 months to graduate and to enter the work field working as a government servant...Currently,I am receiving a scholarship and that could lessen the burden, but then we need to think of the costs of living nowadays..Harga barang tak pernah turun..Ni harga tiket pengankitan awam dah nak naik...Everything is expensive....nak masuk toilet pon kene bayar....so,the best thing is,focus on the basic needs first.Bila rasa teringin sesuatu I akan pastikan I kaji betul2 harga dan kualiti supaya tak menyesal kalau2 terjumpa barang yang lebih baik dgn harga yang berpatutan di tempat lain..Keinginan kita boleh diatasi jika kita berfikir sejenak secara rasional dan profesional...I banyak membaca buku-buku pengurusan wang oleh pakar-pakar ekonomi yang berjaya.Dulu I ada juga cuba buat MLM tapi tak menjadi sebab hangat-hangat taik ayam jer.....so buat masa sekarang I cuma tumpu pada pelaburan..ada la sedikit pelaburan sebab tak mampu nak buat bisnes besar2an walaupun minat dan keinginan I pada bisnes sangatlah besar...Cuma,buat masa ni I kene fokus pada study dn habiskan Kontrak dgn kementerian dan mungkin pas tu ade la ruang dan peluang yang datang untuk I masuk bidang bisnes pulak..nak tau bisnes apa,kene tunggu yer..

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